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Over 50? It’s not too late to start saving in a pension

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Many do not have enough in the pot, and Covid has added to the problem – but there are always options

The secret to a financially happy retirement? It’s £26,000 a year for a couple or £19,000 for a single-person household. That was the headline finding from research this week by Which?, the consumer body, which surveyed almost 7,000 retirees and concluded these were the average annual incomes needed for a comfortable retirement.

Which? included state pension income in its calculations (£16,000 a year for the couple and £8,000 a year for the single person is assumed), with the rest presumably having to come from other pensions.

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