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What is the Pension Protection Fund and will BHS sink it?

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The state-backed pensions safety netoffers limited protection against inflation, and this will particularly affect BHS ‘lifers’

What is the Pension Protection Fund?

Officially, it’s a government-sponsored lifeboat for collapsed pension schemes, but it is seen by some as a dumping ground for tycoons shaking off their liabilities. Now a decade old, it provides cover for 11 million workers with final salary-style pension schemes. So far it has bailed out 800 failed schemes with 222,000 members, at a cost of £1.8bn.

Related: Sir Philip Green must sort out the BHS pension mess

Related: BHS collapses into administration as rescue deal fails

Related: If BHS can fold, then how safe are M&S and John Lewis? | Mary Dejevsky

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